There is an excessive amount of traffic coming from your Region.
Proper Nutrition for Athletes
Nutrition for AthletesProper nutrition is an essential part of living a healthy life; this is even truer when considering nutrition for athletes. Athletes who are more active or are engaged in a sport need to have a well-balanced diet. Including the proper nutrition that the body needs will help you stay healthy and energized. Today, obtaining proper nutrition for an athlete is not difficult to achieve; with the help of scientists and nutritionists, there is a wide variety of nutrition plans and nutrition programs to choose from. Without the adequate nutrition, athletes can develop various diseases, and also run the risk of poor performance on the field, court or athletic event.Why is proper nutrition for athletes important?The main reason why athletes should find a nutrition program is so that they can stay healthy and prevent injuries. Recent research reports that injuries are more prevalent during the last 20-30 minutes of a game; this is because during this time the body is more fatigued and the mind becomes less concentrated. A healthy diet can help athletes build endurance not only physically, but mentally as well. Staying focused and energized throughout a game or an event can help prevent injuries.Another important reason to obtain proper nutrition is to enhance your overall performance. Despite of all the training and skills received, the only way for an athlete to reach his or her full potential is by nourishing and fueling the body. By eating healthy meals full of nutrients, vitamins, and minerals, athletes can provide their body with the adequate energy source to perform well.What should healthy nutrition for athletes include?Athletes should consider consuming a healthy diet that includes the following;Carbohydrates – Since they provide up to 50% of the energy source, carbohydrates should definitely be on top of the nutrition plan list. The more active a person is the more carbohydrates the body will use. Including proper amounts of carbohydrates in your diet will aid in your performance and strength.Water – As most know, water is necessary for life. Being well-hydrated is crucial for all human beings especially athletes. Becoming even slightly dehydrated can be extremely dangerous while you’re active. Water is needed to regulate your body temperature and protect your health.Fats – Like carbohydrates, fats are also a good source of energy. While fat is typically only used after one hour of performance, an adequate amount of fat should be included in an athlete’s diet. Lack of fat consumption can highly affect your physical activity.Protein – Once carbohydrates and fats have been used, the body will search for proteins as an alternative energy source. When extra protein is consumed, the body stores it as fat and uses it when energy is necessary.Vitamins & Minerals – Riboflavin, thiamin, and niacin are three important vitamins that should be included in an athlete’s nutritional regimen. These vitamins are required in order for the body to produce energy.How can you obtain the proper nutrition?Most people don’t have the time or patience to build their own nutrition plan. That is why special nutrition programs for athletes have been developed. These nutrition plans are made especially to help athletes improve their performance as well as their overall health. Athletes should always be careful to provide their body with the nutrients it needs to succeed.
Mental Health Stigma
Despite the increase in publicity surrounding mental health and mental health issues, there is still a lack of understanding about mental health in general. For example, a research survey published by the government “Attitudes to Mental Illness 2007″ reported that 63% of those surveyed described someone who is mentally ill as suffering from schizophrenia, and more than half believed that people with mental illness should be kept in a psychiatric ward or hospital. Overall the results showed that positive attitudes to people with mental health had actually decreased since 1994 which is worrying indeed.Amazingly, many people still don’t understand that mental health problems affect most of us in one way or another, whether we are suffering from a mental illness ourselves or not. If we bear in mind that a quarter of the population are suffering from some kind of mental health problem at any one time, then the chances are, even if we personally don’t have a mental illness, we will know someone close to us who does, so it is our responsibility to understand what mental illness is and what can be done about it.Many people with mental health problems will often feel isolated and rejected and too afraid to share their problems with others purely because of the way they might be perceived. This lack of understanding means they are less likely to get the kind of help and support they need and are in danger of slipping even further into depression and mental illness. People need to understand that mental illness need not be a barrier to a better quality of life and that help is available and that most people with a mental health problem can regain full control over their lives if they get the support they need.A new guide to mental healthThe Royal College of Psychiatrists has produced a new guide to mental health which was published in November 2007 and is aimed at informing the general public about what mental illness is and is a big step towards tackling the stigma that is still attached to mental illness.The guide is written in an easy to understand format and over 60 mental health experts have contributed to it. The Mind: A User’s Guide contains chapters that cover a whole range of mental illnesses and includes a section on how the brain works, how mental illness is diagnosed, and how to cope with it.A Scottish surveyIn Scotland, a national survey of public attitudes to mental health Well? What Do You Think? (2006) was published in September 2007 and highlighted that although people living in socially deprived areas have a higher incidence of mental health, the level of stigmatisation is still no lower than in other areas. This suggests that being confronted with mental illness is not enough to change the attitudes towards it.There are also gender differences too. According to the Scottish survey, men with a mental health problem were more likely to be treated with suspicion than women and were also more inclined to avoid social contact with someone else with a mental health problem. Even out of those who displayed a positive attitude towards people with mental health problems, many said they would be reluctant to tell anyone if they had a mental health problem themselves which just goes to show that there is still fear surrounding other peoples’ perceptions of mental health.A CIPD SurveyA recent study conducted by the Chartered Institute of Personnel and Development and KPMG consultants surveyed over 600 employers and reported that doctors are not doing enough to help people with mental health problems return to work and that this is costing the business world billions of pounds. For example, only 3% of the participants rated doctor support as “very good”.It may be that doctors really don’t know what else to offer someone suffering from depression and anxiety other than drugs and time off work. Even more worrying was the fact that 52% of employers maintained that they never hired anyone with a history of mental illness which serves to perpetuate the stigma. On a more positive note, of those that did hire someone with a mental health problem, more than half said the experience had been “positive”.Changing attitudesA lot is being done by governments and organisations to try to change public attitudes towards mental health but is it enough? Until we all recognise that mental illness doesn’t discriminate, it can affect any one of us at any time regardless of our age, gender or social background, the stigma attached to mental illness is likely to persist.Mental illness doesn’t discriminate, it can affect any one of us at any time regardless of our age, gender or social background, and yet the stigma attached to mental illness still persists. Although a number of government initiatives, awareness campaigns and organisations have been set up specifically to tackle mental health stigma and change our attitudes towards mental health in general, there is still a long way to go.It is therefore up to each and every one of us as individuals to make sure we are well informed and understand the issues involved because only when the public are fully aware of the facts will mental health stigma become a thing of the past.
8 Tips For Saving Money With The Green Lifestyle
Many people believe that going green means spending more money. It’s true that when “green” lifestyle options are discussed, the first things mentioned are solar panels and hybrid cars. These are investments that most people simply can’t afford. Here are some tips you can easily implement that will help the environment and save you money.1. Stop the junk mail. Every year millions of trees are chopped down to create the junk mail that is sent to your home. You can contact the Direct Marketing Association to have your name removed from their mailing list. You will have less mail to go through on a daily basis, and lower trash bills.2. Receive and pay your bills electronically. Set up online billing with your utilities and credit companies to receive your bills electronically every month (and pay them that way too.) You will be saving trees and the cost of postage.3. Shut down your electronics when not in use. The average computer kept on 24 hours a day uses 1,000 kilowatt hours of electricity. Even when your TV’s off, it’s still using power. Unplug all your electronics when not in use. Any change you make will lessen your electric bill.4. Use less so that you have less going into the trash. Eat ice cream in a cone rather than a cup (trash) or bowl (has to be washed). Bring your travel mug to the place where you buy your coffee versus throwing out a cup every time. Less trash will be better for the environment and will lessen your household trash, therefore reducing your trash bill.5. Cutting your utility bills. Take shorter showers – reducing your shower time by two minutes will save 10 gallons of water. Removing the lint from your dryer after each use will save electricity. Switch your light bulbs to Compact Fluorescent Bulbs and you save four times the energy of a regular light bulb.6. Collect water. Place covered containers outside to collect rain water that you can use to water your lawn, flower beds and gardens. We keep a bucket in the shower to collect water as we get the water to the right temperature and use that to water our indoor plants. This will reduce your water bill.7. Reuse and Reduce. The foil or plastic bag you use only once can be reused. Purchase reusable canvas bags to take to the store (some stores give discounts to customers who bring their own bags.) The more ways you can think of to “reuse and reduce,” the less you will be buying from the grocery store.8. Recycle. Check with your city or town so you can recycle as much as you can. My town picks up glass, plastic, metal and newspapers weekly. Monthly they pick up mixed paper – magazine, junk mail, envelopes, wrapping paper etc. We can also drop off cardboard – both corrugated and food boxes. Check with your town about what you can recycle. Less trash means lower trash bills from your hauler.
Learning About Home Repairs From a Handyman
With many home repair services to choose from, how does one go about finding the best one? A more important question may be how one finds the handyman service that is the best fit, given your individual circumstances. Before addressing this question, it might be a good idea to take a look at the current housing market in the US and how this relates to home maintenance.Since the housing market crash in 2008, the home construction industry has changed dramatically. The majority of construction related jobs that were created with the rise in housing speculation have disappeared. In terms of who is buying and selling houses now, the landscape here has also changed drastically. While there are people who buy and fix up rental properties still, and even some who are buying and ‘flipping’ homes, these tend to be pros who have many years of experience in determining the best possible opportunity. Gone are the days of anyone buying any house on easy credit, and having the value of the house increase in value without a second thought.Of course many people are upside-down on their mortgages and have less value in their homes than what they owe for it. An even worse predicament is in the case of those people who have lost their jobs and have gone into foreclosure on their home. For the people now who have a home, and have a job, their main concern is maintaining the equity value of their investment, not how much money they can squeeze out in an equity loan this year, to buy that upgraded plasma TV.House MaintenanceAll houses require ongoing maintenance. Appliances and fixtures wear out from use and age, the ground beneath settles over time creating stress within the frame of the house, and the exterior of the house is subject to exposure to the elements and the ever-present critters, big and little. Many of the resultant problems can be delayed for years, or even eliminated, by the builder and his sub-contractors following construction best practices and exacting building codes, but unfortunately this isn’t always the case. But in any case wear and tear on a house will take its toll. As an investment, or as a safe environment to raise a family, a house needs to be taken care of.A lot of homeowners are capable of taking care of their own home repairs; they have the basic skills and the time to fix any issues that come up with their home. Others have the skills, but don’t have the time (or after spending numerous weekends on a few smaller improvements, they decide their time is better spent.) And still others have no clue where to start in handling, for instance, a small plumbing repair. For those fortunate enough to be able to quickly do their own work, they aren’t likely to have to find a handyman for hire, short of hiring a contractor for major remodeling projects. But for the average homeowner working a 9 to 5 job, sorting through professional handyman services is an important necessity.One may also have a home maintenance service contract. This is a very worthwhile expense to budget in, particularly if the heating or air conditioning is likely to need major work. Heck, maybe the boiler in an old home is starting to make noises. The drawback to one of these service contracts is all the items not covered can be very expensive if handled through the home maintenance contract companies. However the costs of installing a new cooling system far outweigh the relatively small monthly expense of a basic service contract. Many repairs may also be covered by one’s homeowner’s insurance. This is always worth checking on.So where does one start? It is likely one isn’t even considering a local handyman unless there is a problem they are aware of that needs fixing. This could be wood rot around the front door, or a water stain on the ceiling. Most home maintenance services advertise themselves online, so it’s not too hard to put together a handyman services list pretty quickly from the internet. This can be as simple as Googling ‘find handyman’, and the city you are in. Most of the better ones will have reviews or testimonials online about their work. If not they are either newly in business, or probably not worth your time. This is getting to be the ‘price of entry’ into business these days and no matter how good or bad they may be, anything less tends to disqualify them from being considered.At this point, call up from your list of home handyman services and schedule appointments for a free estimate. Pay attention to your instincts when you meet the representative who comes out. How does he dress? How does he present himself? Is it the person who will be doing the actual work or a salesman/estimator from a larger company? One very important point is to get a list of references who you can call, from each handy man service you are getting an estimate from. This can’t be over-stated, and the more references the better.Given that you are happy with the man (or woman) who comes out, wait to get your estimate, which they may do on the spot, or send it via email, or snail mail.Considering Handyman PricesAt this point the question becomes how you get the best value for your money. Your individual circumstances will have a lot of bearing on this question. A single mom on a limited budget is obviously going to look at this question differently than a company CEO. Yet both must look at the question of which professional handyman will do the job correctly, without it having to be done again at some point in the future. No one wants to pay for poor workmanship, or to have a job done twice. However someone in a better financial position will have more latitude to pick and choose.This is not to say that the highest price will be the best. That can have much to do with the specific handy man service. Some companies specialize in property maintenance, which may not require the same level of care and expertise as home repairs or renovation. It is also usually a false economy to pick the lowest price, but even this is a generality. The single mom may get a line on a fireman who does quality handyman repairs in his spare time, and who gives her a big discount because he can.One must find the best handyman rates he or she can, but delivered with the best quality possible, as determined by the reviews, testimonials, and references presented by the local handyman repair service. Not necessarily an easy decision, but one that can be made MUCH simpler by doing one’s due diligence and checking up on their references. A quick call to the local Better Business Bureau is a very good idea as well.Some handy man services make this decision very easy by providing excellent customer service and doing consistently good work, and making this known online, through testimonials and reviews, and by providing references who will explain to you exactly what the experience was like in hiring them. In this case it becomes a matter of deciding whether their price fits your budget.
A Look At Social Networking For The Automotive Industry
Social networking for the automotive industry seems a bit hard to fathom. With all of the sites out there doing it, but only concentrating on a couple of different sectors of the industry. The way I see it for this to work, it needs to be more all-inclusive.The automotive a whole is having hard times right now, and believe me they are all looking for ways to make their businesses perform better. They go to the web because it’s one of the best places to push their businesses without having to spend more money then they can afford.With all of the buzz on the net about social networking, you can bet they are looking in to it, just as I did. A lot of them are probably finding the exact same thing as I did, that there are no social networks that are directly related to their business.Why on earth would you join a social network that doesn’t relate to your business? I know I wouldn’t do it, if they are looking to promote their business by the use of a social network, it just makes sense to look for like minded people in the social networks.It stands to reason that a person who is looking to promote their auto restoration shop, doesn’t want to join an automotive social network that is aimed at new car dealers. What point is there to spend the time that it takes to network with people there.Social networking takes a lot of time to do right. You need to figure out the best way to use it for your business. It takes hours of studying to get it right, you need to know demographics, and why the customers would respond to your as opposed to another person.If you on the network that is aimed at you specific sector you increase you chances of it working for you greatly. Although a lot of the automotive industry still has no place to go for this, people are out there wondering why automotive social networking seems to be failing as a whole.The bottom line is there is no such a thing as the idea of as a whole, it is just a few sectors of the industry that are covered in the social networking universe. I wonder how these people have come to a conclusion that it’s failing as a whole, when that doesn’t exist yet.When you take a slice of pie, you can’t know the entire story of that pie. No I don’t think that automotive social networking as a whole has failed, I think that it need to have deeper exploration. The automotive industry is a tough way to make a living.A lot of the people in the industry feel as if they got left out in the cold, if you give them a nice warm fuzzy place to call home, you can bet they will swoon right on it. They will attack like a pack of vultures, but they need to fell like they are getting something from it.In the automotive industry we don’t have piles of money sitting around to experiment with, we need things to work the first time. I realize that most of these web sites don’t charge to join them, but it does take a person a lot of time to make them work.
5 Areas Where Interest Rates Matter!
Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.
1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!
2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?
3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?
4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?
5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?
Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!
Fear and Greed in the Market
Greed and Fear.
Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?
Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!
It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?
Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.
A Lesson From One of the Greats!
I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.
As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.
Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.
This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.
Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.
I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..
One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.
What Are the Different Services Provided by Birmingham Accountants?
They are experts in various fields and are dedicated to assisting individuals in reducing the stress associated with dealing with HMRC. Their skilled Tax Accountant Birmingham staff provides no-obligation guidance on all tax concerns and is available online, via phone, or in person. Birmingham accountants perform most of your work online, so you do not need to visit their premises. They have licensed Birmingham Tax Accountants with an extensive understanding of tax legislation and compliance. Their relationship as tax agents aids in the timely filing of tax returns and compliance. Birmingham’s staff has extensive expertise with tax inquiries. They can rapidly handle these normally complex cases because of their outstanding reputation with HMRC.
Some of their services include:
Business tax services.
In the United Kingdom, like in most other nations, not only are people required to pay taxes but companies of all sizes are also required to do so. It is critical to pay the necessary taxes on time to keep your business running smoothly. As experienced Tax Accountants, they are proud to be among the best in the UK, offering tax services to small businesses and individuals.
They have over a decade of expertise providing tax services and can guide you through the difficult world of corporate taxes, regardless of how large or small your company is.
Specialist tax services
A tax accountant is a tax consultant who specializes in taxation. Their accountants have industry experience and are well-versed in dealing with HMRC inquiries. Birmingham accountants network colleagues are former HMRC Inspectors who are well-versed in the procedure. You might face a tax investigation just for failing to file your tax returns or making a mistake or omission that results in a considerable loss of income. They have represented clients who have received poor legal and accounting advice from other accountants.
If you get an HMRC tax investigation letter for whatever reason, contact their specialized staff. They will talk to you about it and set up an appointment with the appropriate specialized accountant. Keep in mind that they are not just local but also nationwide. Their accountants are part of the network and operate together as a family. Help is always useful, and because of their proactive attitude and the resources provided to their professional staff, they are always up to speed on taxes and the market.
Income tax and VAT appeals
If you disagree with a tax decision issued by HMRC, you have many options, including an appeal and a tax dispute. Tax appeals and tax disputes are difficult to manage and might take a long time to resolve. The initial point of contact should be HMRC to determine whether the tax assessment may be changed or the disagreement handled without going to Tax Tribunal. Once HMRC tells you of their initial judgment, if they still disagree with it, they notify you of three choices based on the nature of the tax decision or dispute naming: Alternative Dispute Resolution, a Statutory Review, or a Tax Tribunal. You have three alternatives, and their professional accountants can assist you in determining the best course of action.